The time-bound nature of the bankruptcy code, envisaging resolution within 180 to 270 days, would put enormous pressure on the existing judicial infrastructure.
The gross bad debt of the Indian banking system as of March was at Rs 7.11 lakh crore
To spur war among lenders to grab existing loans
Overcome your greed. Rebalance your portfolio
If you missed the primary market bus but still want to invest in Sovereign Gold Bonds, then feel lucky.
Resolution to the bad loans problem has to be incremental, and the RBI has to ensure NPAs are not swept under the carpet, HDFC chairman Deepak Parekh tells Joydeep Ghosh.
'With technology advancing rapidly, the need for branches is declining.'
If customers did not see value in what we provide them at the price point at which we provide these, they would not have been there with us in such a competitive market, says HDFC deputy managing director Paresh Sukthankar.
Question remains, what happens when the overseeing committees' members themselves are questioned by investigative agencies?
'Indian non-bank lenders stand exposed to a deteriorating credit quality environment.' 'Such a deterioration could put at risk the value of NCDs purchased by the mutual funds and expose investors in bond and liquid funds to a risk of capital loss.'
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
Discussion paper fixes Rs 1,000 cr as minimum capital for these specialised banks
Arundhati Bhattacharya talks about SBI's strategies, its aim to be among the top 30 banks globally, and stressed assets resolution.
Barry Eichengreen, professor of economics and political science, University of California, Berkeley, analyzes the transparency of the Reserve Bank of India, the growth rate of the Indian economy and why he feels globalisation can never be rolled back.
The limit of indebtedness comes down to Rs 15,000 crore from 2018-19, and then Rs 10,000 crore from April 2019 onwards
However, RBI would continue to nudge banks to cut lending rates
The stocks Radhakishan Damani enters or exits are closely watched by fund managers, says Joydeep Ghosh.
Banks to get more aggressive and act like PE investors
Demands include 5-day banking, PF to be calculated on total salary and allowances, not only on basic
Banks are clear that lending rates are not going to fall further, say Hamsini Karthik and Anup Roy.