Joydeep Ghosh And Anup Roy

Stories by Joydeep Ghosh And Anup Roy

Bankers brace for delays, legal battles

Bankers brace for delays, legal battles

Rediff.com   15 Jun 2017

The time-bound nature of the bankruptcy code, envisaging resolution within 180 to 270 days, would put enormous pressure on the existing judicial infrastructure.

12 bank accounts and Rs 1.78 lakh crore bad debt

12 bank accounts and Rs 1.78 lakh crore bad debt

Rediff.com   14 Jun 2017

The gross bad debt of the Indian banking system as of March was at Rs 7.11 lakh crore

Why home loans are set to get cheaper

Why home loans are set to get cheaper

Rediff.com   8 Jun 2017

To spur war among lenders to grab existing loans

How not to lose money in stocks

How not to lose money in stocks

Rediff.com   31 May 2017

Overcome your greed. Rebalance your portfolio

Why you should buy gold bonds now

Why you should buy gold bonds now

Rediff.com   29 May 2017

If you missed the primary market bus but still want to invest in Sovereign Gold Bonds, then feel lucky.

The NPA problem: 'There is no silver bullet'

The NPA problem: 'There is no silver bullet'

Rediff.com   24 May 2017

Resolution to the bad loans problem has to be incremental, and the RBI has to ensure NPAs are not swept under the carpet, HDFC chairman Deepak Parekh tells Joydeep Ghosh.

Why banks will have fewer branches

Why banks will have fewer branches

Rediff.com   19 May 2017

'With technology advancing rapidly, the need for branches is declining.'

'We want to remain competitive in terms of rates and fees'

'We want to remain competitive in terms of rates and fees'

Rediff.com   18 May 2017

If customers did not see value in what we provide them at the price point at which we provide these, they would not have been there with us in such a competitive market, says HDFC deputy managing director Paresh Sukthankar.

NPA war: Bankers welcome new powers to RBI, but...

NPA war: Bankers welcome new powers to RBI, but...

Rediff.com   8 May 2017

Question remains, what happens when the overseeing committees' members themselves are questioned by investigative agencies?

Is a bubble building up in debt MFs?

Is a bubble building up in debt MFs?

Rediff.com   2 May 2017

'Indian non-bank lenders stand exposed to a deteriorating credit quality environment.' 'Such a deterioration could put at risk the value of NCDs purchased by the mutual funds and expose investors in bond and liquid funds to a risk of capital loss.'

Rs 5,000 crores invested in SIPs every month!

Rs 5,000 crores invested in SIPs every month!

Rediff.com   21 Apr 2017

'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'

RBI proposes wholesale, long-term finance banks

RBI proposes wholesale, long-term finance banks

Rediff.com   11 Apr 2017

Discussion paper fixes Rs 1,000 cr as minimum capital for these specialised banks

SBI wants to be among the world's top 30 banks in three years: Arundhati Bhattacharya

SBI wants to be among the world's top 30 banks in three years: Arundhati Bhattacharya

Rediff.com   11 Apr 2017

Arundhati Bhattacharya talks about SBI's strategies, its aim to be among the top 30 banks globally, and stressed assets resolution.

'India going to be one of the largest economies in the world'

'India going to be one of the largest economies in the world'

Rediff.com   10 Apr 2017

Barry Eichengreen, professor of economics and political science, University of California, Berkeley, analyzes the transparency of the Reserve Bank of India, the growth rate of the Indian economy and why he feels globalisation can never be rolled back.

Banks want RBI to relax norms for loans to highly indebted firms

Banks want RBI to relax norms for loans to highly indebted firms

Rediff.com   7 Apr 2017

The limit of indebtedness comes down to Rs 15,000 crore from 2018-19, and then Rs 10,000 crore from April 2019 onwards

RBI to keep rates unchanged, focus on cash control

RBI to keep rates unchanged, focus on cash control

Rediff.com   5 Apr 2017

However, RBI would continue to nudge banks to cut lending rates

The silent giant of the stock market

The silent giant of the stock market

Rediff.com   5 Apr 2017

The stocks Radhakishan Damani enters or exits are closely watched by fund managers, says Joydeep Ghosh.

Govt, RBI may introduce gradation system to deal with bad debts

Govt, RBI may introduce gradation system to deal with bad debts

Rediff.com   4 Apr 2017

Banks to get more aggressive and act like PE investors

Bank officers want pay equality with central govt staff

Bank officers want pay equality with central govt staff

Rediff.com   22 Mar 2017

Demands include 5-day banking, PF to be calculated on total salary and allowances, not only on basic

Costly bonds make bank loans attractive

Costly bonds make bank loans attractive

Rediff.com   14 Mar 2017

Banks are clear that lending rates are not going to fall further, say Hamsini Karthik and Anup Roy.